The value of unpaid obligations by businesses for social insurance contributions rose to €270 million last year, up from €250 million in 2024. According to the Tax Directorate, this 8% increase in the stock indicates that a portion of private businesses are not paying insurance contributions for their employees and to the state.
Data show that during the period 2022–2025, the stock of overdue liabilities in the form of social insurance contributions has increased by 28%.
A main cause of this negative trend may be the decline in business liquidity, influenced by rising operating costs. In particular, the unilateral increase in the minimum and average wages has created a gap between the obligation burden and the payment capacity of enterprises. Many businesses, facing financial difficulties, choose to pay net wages to retain staff while neglecting the payment of contributions, leading to a growing debt year after year.
Another factor contributing to the increase in these liabilities is the penalties and late interest that accumulate on existing debt. The rise in the number of businesses entering bankruptcy or suspending activity without settling previous obligations also directly contributes to this figure.
The consequences of this trend are serious for both businesses and the social protection system.
Businesses will be more exposed to fines, bank account freezes, and the inability to participate in public tenders or benefit from bank loans.
For employees, the increase in unpaid contributions creates delays or gaps in insurance years, putting full pensions at risk.
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